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mortgage rates october 1 2008 – Best Mortgage Refinance Rates for Home Loans

by David Bakke

Home sellers toss in closing costs
Mortgage calculator | Mortgage rates . Until October 1, 2008, home sellers could essentially contribute an FHA buyer's down payment by making a contribution .
http://www.bankrate.com/finance/real-estate/home-sellers-toss-in-closing-costs-1.aspx

Understanding Bankrate's rate averages
Bankrate's site displays two sets of rates that are produced from two surveys we conduct: one . Posted: Oct. 1, 2008 . Adjustable Rates Mortgage Types. 1 year .
http://www.bankrate.com/finance/mortgages/bankrate-com-averages.aspx

Refinancing Options

The Rescue Plan - New Provisions - October 1, 2008 - YouTube
Oct 2, 2008 . The Rescue Plan - New Provisions - October 1, 2008 . Rising Mortgage Rates Caused By TARP - Crude Hits $75 - October 15, 2008by .
http://www.youtube.com/watch?v=An93R_C8DUs

NC Mortgage - Policy & Legislation - North Carolina Coalition for ...
Items 1 - 6 of 8 . HB 814/SB 559 Fair Compensation for Mortgage Broker/Lender . and clarifying changes to anti-predatory lending laws for high-cost and rate-spread mortgages. The law became effective October 1, 2009. . November 1, 2008 .
http://www.responsiblelending.org/north-carolina/nc-mortgage/policy-legislation/

  • TSB-M-08(1)R:8/08:Changes to the Mortgage Recording Tax Rates ...
    Aug 25, 2008 . additional mortgage recording taxes at the combined rate of $1.00 for each $100.00 secured by the mortgage. Effective October 1, 2008, .
    http://www.tax.ny.gov/pdf/memos/mortgage/m08_1r.pdf

    FHA foreclosure fix now in lenders' hands - Oct. 1, 2008
    Oct 1, 2008 . Last Updated: October 1, 2008: 6:35 PM ET. ROAD TO . Rates provided by Bankrate.com. . a 30-year, fixed rate mortgage of up to $550440.
    http://money.cnn.com/2008/10/01/real_estate/hope_for_homeowners/index.htm

  • Q&A for Hubbard-Mayer Mortgage Refinancing Proposal
    Oct 7, 2011 . Professors Mayer and Hubbard's plan to lower mortgage rates will not . would apply to all mortgages initiated on or before October 1, 2008.
    http://www.glennhubbard.net/papers/369-qaa-for-hubbard-mayer-mortgage-refinancing-proposal.html

  • FactCheck.org : Who Caused the Economic Crisis?
    Posted on October 1, 2008. Bookmark and Share . Experts have cited everyone from home buyers to Wall Street, mortgage brokers to Alan Greenspan.
    http://www.factcheck.org/2008/10/who-caused-the-economic-crisis/

    Credit Freeze Deepening the Recession
    Oct 2, 2008 . If unaddressed, this will add to the financial crisis. 5 year adjustable mortgage rate [ARM] (last obs. October 1, 2008). 5.0. 5.2. 5.4. 5.6. 5.8. 6.0 .
    http://www.realclearmarkets.com/articles/Credit%20Freeze.pdf

  • October 1, 2008 MORTGAGEE LETTER 2008 - 29 TO: ALL ...
    Oct 1, 2008 . for endorsements on or after October 1, 2008 through September 30, 2011. . Development), fixed-rate or an adjustable rate mortgage; and .
    http://www.mortgagebankers.org/files/ResourceCenter/HERA/MortgageeLetterHOPEforHomeownersOriginationGuidance.pdf

ARM Index Bulletin 2008: HSH blogs about indices, LIBOR, MTA ...
Occasional news & changes about adjustable rate mortgage indexes and other financial . Thursday, October 30, 2008 . Wednesday, October 1, 2008 .
http://www.armindexes.com/armindexnews2008.html

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First-Time Home Buyers

“HOPE for Homeowners” (New
Oct 1, 2008 . October 1, 2008 and ends September 30, 2011. . only to owner occupants and will offer 30-year fixed rate mortgages – so the borrower's last .
http://www.dcor.state.ga.us/pdf/HOPE_foreclosure.pdf

Emergency Economic Stabilization Act of 2008 - Wikipedia, the free ...
On October 1, 2008, the Senate debated and voted on an amendment to H.R. 1424, which . Mortgage rates increased following the news of the bailout plan.
http://en.wikipedia.org/wiki/Emergency_Economic_Stabilization_Act_of_2008

Questionnaires and Calculators

News N Economics: Back to basics: Bank mortgage loans surged
Oct 13, 2008 . Mortgage loans surged in the last two weeks. The chart lists weekly growth rates through 10/1/08 (latest release) of real estate bank credit and .
http://www.newsneconomics.com/2008/10/back-to-basics-bank-mortgage-loans.html

FAQ – Underwriting for FHA Loans
FHA Rates, FHA Refinancing & FHA Home Loan News . scored through FHA's Mortgage Scorecard TOTAL as Accept/Approve on or after October 1, 2008.
http://www.fhahomeloanrefinancing.com/blog/faq-underwriting-for-fha-loans/

Hope4Home
The program is effective from October 1, 2008 to September 30, 2011. . fixed- rate mortgages; For ARMs, the existing mortgage payment(s) exceeds 31 percent .
http://www.onestepuprealty.com/bin/web/real_estate/AR253458/TESTIMONALS/Hicksville/1332970359.html

Final Word

Fed Funds Rate
Mortgage Rates Hit Record Lows! . modifying the terms associated with borrowing from the Fed's discount window and, as of October 1, 2008, adjusting the rate .
http://www.wsjprimerate.us/fedfundsrate/index.html

Dave Ramsey's Alternative To The Bailout » No Credit Needed ...
Oct 1, 2008 . October 1, 2008 - 1:15 pm | Permalink. All of my school loans add up to the total of most peoples mortgages. If his plan involves the rates on .
http://www.ncnblog.com/2008/10/01/dave-ramseys-alternative-to-the-bailout/

Oct - Yahoo! Voices - voices.yahoo.com
Oct 1, 2008 . By Anne Harvester October 1, 2008. It is a good time for prospective homebuyers in Dallas. Mortgage rates are very favorable to the buyer now, .
http://voices.yahoo.com/content_date_10_01_2008.html

Thornburg Mortgage Cuts Staff, Extends Exchange Offer | The Truth ...
Are Mortgage Rates Higher for Investment Properties? Are Mortgage Rates Negotiable? . Colin Robertson October 1, 2008 Comments Off. thorn. Thornburg .
http://www.thetruthaboutmortgage.com/thornburg-mortgage-cuts-staff-extends-exchange-offer/

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Mortgage Foreclosure Crisis Continues
Not to mention, more ARMs (Adjustable Rate Mortgages) resetting this year . to by mortgage companies since October 1, 2008, are in default again already.
http://www.bankruptcylawnetwork.com/mortgage-foreclosure-crisis-continues/

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Comments

  • Vinnie

    Mortgage Products - Community Credit Union of Southern Humboldt
    Mortgage Products. “Specializing in Self-Employed Borrowers & Rural Properties ” Current as of Oct. 1, 2008. LTV=Loan to Value OAC=On Approved Credit .
    http://www.ccush.org/portal/page/portal/CCUSH/Mortgage%20Products

  • http://mortgagerefinancebasics.com/ Brian S

    Articles about Adjustable Rate Mortgages - MarketWatch
    Meanwhile, rates on adjustable-rate mortgages fell to record lows... FINANCE . applications fell 23% last week: MBA. October 1, 2008 | Amy Hoak, MarketWatch .
    http://articles.marketwatch.com/keyword/adjustable-rate-mortgages

    Mortgage Rates And News From The Mortgage Reports ...
    Jumbo And Super-Jumbo Mortgages : Mortgage Rates Ultra-Low, Guidelines . Effective October 1, 2008, Fannie Mae is making home loans more expensive for .
    http://themortgagereports.com/conforming-mortgage/page/2/

  • David Bakke

    Thanks for expanded on the article–our readers are sure to appreciate it

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